Serve Your Merchants While Expanding Your Margins
Merchants have to accept credit and debit cards. But they know they have a choice of who they work with on acquirer services. And the competition among financial institutions for that merchant's payment card business is getting fierce as are the challenges in this industry.
Merchants demand greater utility from their point of sale terminals and access to information. Data security measures place additional pressure on infrastructure. Merchant fraud can quickly wipe out profits. New technologies are changing the way payments are processed. In short, the industry is changing rapidly. And staying a step ahead of those changes can wreck havoc on your margins.
Set yourself apart with a comprehensive solution for accepting non-cash payments. HP Merchant Acquirer Services keeps you current with the market changes while enabling you to transcend traditional price competition with customized solutions that meet your merchants' unique needs and improve your bottom line, too.
Our services include:
- Authorizing transactions
- Clearing transactions to multiple card associations/schemes
- Moving funds from the issuer to the merchant
- Calculating and collecting fees
- Management and exception reporting
- Chargeback and exception resolution
As savvy acquirers strive to add value and differentiate the breadth of their offerings, HP Merchant Acquirer Services can expand to cover all your debit, credit, prepaid and stored value cards, electronic checks and loyalty programs, accounting and settlement needs. Whatever you can deliver through the point of sale can be billed and settled through HP Merchant Acquirer Services.
HP Offers Expertise and Industry Depth
When you choose HP, you benefit from 40 years of experience on six continents in the merchant acquirer industry. Our "pay for what you use" approach eliminates excess capacity and frees capital so that you have both the time and resources to devote to achieving your business objectives. As always, we tap our broad, deep industry knowledge and technology expertise to deliver a flexible solution tailored for your business needs.
For more information about what HP Enterprise Services can do for you, submit a business inquiry.